Advanced Identity Score*
Aims to prevent fraud losses at the point of application through a two-digit FCRA-compliant ID fraud score that works across all card brands. Advanced Identity Score combines Visa’s artificial intelligence with unique data to help issuers predict credit application fraud - including Identity Theft and Synthetic Identity. By leveraging proprietary, extensive data, including many data elements not captured by credit bureaux or alternative solutions in market, this solution helps distinguish low-risk and high-risk applications while reducing false positives.
*Visa product is currently only available in North America market.